Places you can get consumer credit and debt help.

DEBTORS ANONYMOUS
The DA is support group for people with a debt or spending problem based on the 12 steps of Alcoholics Anonymous. There are no dues or fees. For a meeting list or to form a chapter in your area, contact the General Service Office at P.O. Box920888, Needham, MA 02492-0009. Call (781) 453-2743 or fax (781)453-2745.

NATIONAL CONSUMER LAW CENTER (NCLC)
The NCLC is a research and advocacy organization focusing on the needs of low-income consumers, representing their interests in court, before administrative agencies, and before legislatures. NCLC 18 Tremont St., Boston, MA 02108. Phone: (617) 523-8010. Fax: (617) 523-7398.

CONSUMER ACTION
An education and advocacy organization specializing in credit, finance, and telecommunication issues. Offers a multilingual consumer complain hotline, free information on its surveys of banks and long distance phone companies, and consumer education materials in as many as eight languages. Consumer Complain Hotline: (415)777-9365 (10am to 2pm Pacific Standard Time.) General hotline: (213) 624-8327. Fax: (415) 777-5267. Consumer Action 7171 Market St., Suite 310, San Francisco, CA 94103.

NATIONAL INSTITUTE for CONSUMER EDUCATION (NICE)
The NICE is a consumer education resource and professional development center for K-12 classroom teachers, business, government, labor and community educators. The institute develops teaching guides and resource lists, conducts training programs and manages a national clearinghouse of consumer educational materials, including videos, software programs, textbooks, and curriculum guides. Contact NICE at Eastern Michigan University, 207 Rackham Building, Ypsilanti, MI 48197. Phone (313) 487-2292. Fax (313) 487-7153.

FEDERAL TRADE COMISSION (FTC)
The FTC monitors complaints related to consumer credit issues. The FTC is the agency responsible for enforcing the Consumer Protection Act.

Consumer Response Center. 6th St., & Pennsylvania Avenue, NW, Room 240, Washington, DC 20580. Phone: (202) 362-2222.

Regional Offices:

Georgia
1718 Peachtree St., N.W.
Atlanta, GA 30367

Massachusetts
10 Causeway St.
Boston, MA 02222

Illinois
55 East Monroe St.
Chicago, IL 60603

Texas
8303 Elmbrook Dr.
Dallas, TX 75247

Colorado
1405 Curtis St.
Denver, CO 80202

California
11000 Wilshire Blvd.
Los Angeles, CA 90024

901 Marker St.
San Francisco, CA 94103

New York
26 Federal Plaza
New York, NY 10278

Washington
915 Second Ave.
Seattle, WA 98174

NATIONAL FOUNDATION for CONSUMER CREDIT
The NFCC helps consumers establish a budget and repay creditors. Call (800) 388-2777 for an office near you.

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